RBA Holds Cash Rate – What This Means for Sellers
Yesterday’s decision by the Reserve Bank of Australia (RBA) to leave the cash rate on hold at 3.85% was disappointing for many Australian homeowners. A rate cut would have offered much-needed relief and potentially boosted buyer activity—but instead, we’re left wondering what comes next.
💭 Why Hold the Rate?
Yesterday’s decision by the Reserve Bank of Australia (RBA) to leave the cash rate on hold at 3.85% was unexpected for many Australian homeowners. A rate cut could have provided relief and potentially stimulated buyer activity—but instead, the market is left to interpret what this pause might signal.
While the RBA’s rationale remains open to interpretation, this decision may prompt homeowners to reassess their plans: sell now, or wait in anticipation of a potential rate cut in August. This pause could be the moment that encourages many to take action.
🏡 What I’m Seeing
In my personal view, we’re about to see a shift. I believe more properties will begin entering the market towards the end of August and into September. Sellers who were waiting for a rate cut may now see selling as their best option.
If that happens—and the RBA follows with a rate cut soon after—we’ll likely see a surge in buyer interest. More listings mean more choice. A lower cash rate means cheaper borrowing. And together, that creates a market full of hungry buyers ready to act.
🔍 Timing Is Everything
There will be a window—perhaps 30 to 60 days—where results will vary. Some properties will sell quickly and strongly, others may take longer. But if confidence returns and the cash rate drops to 3.60% or better, we could see a wave of strong sales and renewed momentum.
So the question is: do you sell now and get ahead of the curve, or wait and see what price points other properties set?
🤝 Let’s Talk
If you’re considering selling, or just want to understand your options, I’d love to help. Let’s have a conversation and work out the best strategy for your situation.
📞 Call me anytime: 0401 675 077
📩 johnoreilly@laurencemorgan.com.au
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